Every landlord wants to increase rent to at least keep up with inflation. However, regularly increasing rent is hard to do. Let me show you how you can increase rent with minimum tension. Recently, I received a surprise automatic rental increase from m...

On August 1, 2020, I took out a 7/1 adjustable rate mortgage (ARM) at 2.125%. I could have gotten a 30-year fixed-rate mortgage for 2.75%. However, I wanted to save 0.625% in interest. Years later, mortgage rates have zoomed higher thanks to the pandem...

I currently have an opportunity of upgrading homes but am unsure whether it's the right move. Maybe you're going through this dilemma as well and need to talk things through. The house I wanted to buy a year ago failed to sell because it was listed too...

Have you ever wondered why wealthy people are more willing to invest in hedge funds, venture capital, venture debt, private equity, and specialty funds? These are all actively-run funds that mostly have a history of underperforming the S&P 500. Ye...

Have you ever wondered what it would be like to retire in a cabin in the woods? My dad did it, and I'm here to share some fascinating insights on his experience and how he ended up there. Who knows, if you prescribe to Lean FIRE, it might be just the t...

Not raising the debt ceiling could cause another sell-off in the stock market. If so, history has shown it is worth buying the dip as politicians eventually agree to raise the debt ceiling limit and curb some spending. However, have you ever wondered w...

Thanks to reader feedback, I realized one financial move that was not included in my top financial moves to relieve stress list, was paying off your home. Even though I thought long and hard about what to put on the list, paying off your home didn't ge...

Now that COVID is over, my wife and I went to an indoor social event along with well over one hundred people. It was our son's school fundraiser for teachers and low-income household families. The thing is, I almost didn't go. I had been running around...

I used to think that owning a vehicle for ten years was a wonderful financial accomplishment. Doing so shows constraint from wasting money on buying another depreciating asset too quickly. Holding onto your vehicle for ten years also is a nod to being ...

I realized something important after writing about the best reason to retire early. Money doesn't buy everlasting happiness. However, having more money can reduce stress and anxiety. The goal of achieving perpetual happiness is not realistic. Happiness...

One of the main reasons why I retired at age 34 was to hedge against an early death. When I was nine, my grandfather died from cancer and I clearly remember seeing my mother distraught for months. Then when I was 13, my 15-year-old friend died in a car...

We've gone through exercises on how I'd invest $100,000 and $250,000. Now let's go through an exercise on how I'd invest a million dollars today. Investing a million dollars is slightly different from investing $100,000 and $250,000. You can more easil...

Do you want a rich long life? Of course you do. It turns out that marrying an Asian person may give you the highest chance of outliving most people! Let me share how I came to this conclusion. After publishing my post on how life expectancy greatly dep...

The higher your credit score, usually the lower your mortgage rate. Every time I went to apply for a new mortgage or refinance an existing mortgage, my mortgage lender would first ask for my credit score. If I said anything lower than a 720, they would...

Most responsible adults who want children will strive to save and invest as much money as possible before becoming parents. However, after being a parent for six years, I realize this advice might not be ideal for living your best life. Everybody knows...

I’m a late adopter, which is why I haven’t thought too much about artificial intelligence (AI). I’d rather have all the early adopters figure out all the kinks first so I can better spend my time using the technology. However, at a ki...

Have you ever visited Pity City? You know, the place where you feel sorry for yourself and all your problems? I think we’ve all been there before. At Financial Samurai, we accept our situation and take action to make things better. Complaining wh...

If you're looking at buying a house in 2023, I believe a window of opportunity has emerged. Let me share the reasons why with some background to start. In my 2023 housing predictions, I forecasted an 8% decline in the national median home price by arou...

One reason why you might want to attend an Ivy League college is to earn a higher income. As a parent, you hope your child attending an elite university will make them upwardly mobile. A better life is what every parent wants for their kids. However, t...

The older you get, the more you will value life because you have less of it. If you want to live longer, you should aim to grow richer and live in a more hospitable place. As you will see in this article, the correlation with life expectancy, wealth, a...