The Story I Tell Myself The story I’m telling myself right now is that I can choose what my history means to me. That means I can decide how much my history affects me. And honestly, if history weighs on […]
How can you maximize your social security bend points? Do you want to retire early but still get as much social security as possible? If so, you should understand the bend points of social security. Most financial planners don’t […]
Equanimity as an Intention My weekly intention is equanimity. Well, actually, equanimity works both weekly and daily. That means that not every day will be a great day, and that is ok. After all, more often than not, life […]
Focus on me being Better Not on being Bitter The last real shame storm I had was my rock bottom. It hurt and made me realize shame was my underlying issue and that I’d better get to work […]
Secure 2.0 and 529s as Retirement Plans With Secure 2.0 allowing you to move leftover 529 money to a Roth IRA, is now the time to talk about 529 retirement plans? Should you use a 529 plan as a bonus […]
Letting Go If you want to be in charge of how you feel again, consider letting go. Letting go is a feeling of relief and lightness that comes with freedom. You are now in control of your thoughts and feelings, […]
Best Retirement Podcasts 2023 Which podcasts are the best retirement podcasts for 2023? I like retirement podcasts planning-rich and full of information. These focus on the planning or financial aspects of retirement. Other podcasts that cover the purp...
The Moment You Knew He is a Narcissist Someone dear in my life just asked me what it was like when you knew you were with a narcissist. Retrospectively it is so easy to see the red flags, and […]
St Basil the Great and Self-Love Is loving yourself like loving? Love is complicated. When you love yourself, what is the source of that love—the universe, God, or whatever set this crazy life in motion? I asked this impossible […]
Narcissism and Sociopathy Not all narcissists are sociopaths. Backing up a bit, we know that both narcissism and sociopathy exist as a spectrum of personality. As “traits.” But are all covert narcissists sociopaths? One expert in the...
Motivation and Intention in Retirement There is a lot of stuff to do in retirement. If you choose to be busy, you can! But what motivates you to do the things you love doing, and how reliable are those […]
Happy no matter what in Retirement I want to be happy no matter what in retirement. After all, happiness is a choice. And, importantly, the human capacity for happiness hasn’t changed since the beginning. So you can be […]
Yellow Rocking the Narcissist in Your Life Yellow rocking is how you communicate with a narcissist. Based on the grey rock method, it is oh so much more. Indeed, yellow rocking is a lifestyle, one that is necessary if […]
Betrayal Trauma and Post-Betrayal Syndrome If you have been betrayed by someone close to you, it behooves you to understand betrayal trauma and post-betrayal syndrome. Betrayal results in anger, resentment, and a loss of trust, but so much more. Afterw...
What are the Mitigatable Retirement-Specific Risks? So, what are the mitigatable Retirement-Specific risks? We have looked a little at which risks are worth mitigating in retirement. Then there is the how. How do you mitigate those retirement-spe...
Sources of Income in Retirement What are the sources of income in retirement? Let’s develop a semi-comprehensive list and discuss when you might access each. Retirement accounts IRAs and 401k plans represent the largest bucket of savings f...
The Fallacy of Time Diversification People say that stocks are less risky with time. Is that true? Actually, stocks are riskier the longer you hold them. Sure, we understand if you need the cash soon, don’t invest in stocks. […]
Where to take Investment Risks Should I take risk in my stocks or bonds? When constructing your portfolio, where do you take investment risk? Do you “gamble” in your stocks or your bonds? Wait, which one is low risk? ...
Never Sell Low Never sell low! If you can avoid selling low—as a buy-and-hold investor—you will do quite well in the long run. Why do people sell low? Well, what about having the wrong mix of stocks and bonds? […]
How to Choose your Results When Investing How would you like to choose your results when investing? As it turns out, we all do! It is a common bias called the outcome bias. Also known as “resulting,” the […]