The Story I’m Telling Myself Right Now

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The Story I Tell Myself The story I’m telling myself right now is that I can choose what my history means to me. That means I can decide how much my history affects me. And honestly, if history weighs on […]

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Retire Early Yet Maximize your Social Security Bend Points

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How can you maximize your social security bend points?   Do you want to retire early but still get as much social security as possible? If so, you should understand the bend points of social security. Most financial planners don’t […]

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Equanimity as an Intention

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Equanimity as an Intention   My weekly intention is equanimity. Well, actually, equanimity works both weekly and daily. That means that not every day will be a great day, and that is ok. After all, more often than not, life […]

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Surviving a Shame Storm

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Focus on me being Better Not on being Bitter     The last real shame storm I had was my rock bottom. It hurt and made me realize shame was my underlying issue and that I’d better get to work […]

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Letting Go

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Letting Go If you want to be in charge of how you feel again, consider letting go. Letting go is a feeling of relief and lightness that comes with freedom. You are now in control of your thoughts and feelings, […]

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Best Retirement Podcasts 2023

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Best Retirement Podcasts 2023 Which podcasts are the best retirement podcasts for 2023? I like retirement podcasts planning-rich and full of information. These focus on the planning or financial aspects of retirement. Other podcasts that cover the purp...

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The moment you knew

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The Moment You Knew He is a Narcissist   Someone dear in my life just asked me what it was like when you knew you were with a narcissist. Retrospectively it is so easy to see the red flags, and […]

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Is loving yourself like loving?

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St Basil the Great and Self-Love   Is loving yourself like loving? Love is complicated. When you love yourself, what is the source of that love—the universe, God, or whatever set this crazy life in motion? I asked this impossible […]

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Is your Narcissist a Sociopath?

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Narcissism and Sociopathy   Not all narcissists are sociopaths. Backing up a bit, we know that both narcissism and sociopathy exist as a spectrum of personality. As “traits.” But are all covert narcissists sociopaths? One expert in the...

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How to Get Motivated in Retirement

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Motivation and Intention in Retirement   There is a lot of stuff to do in retirement. If you choose to be busy, you can! But what motivates you to do the things you love doing, and how reliable are those […]

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Happy no matter what in Retirement

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Happy no matter what in Retirement     I want to be happy no matter what in retirement. After all, happiness is a choice. And, importantly, the human capacity for happiness hasn’t changed since the beginning. So you can be […]

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Yellow Rocking

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Yellow Rocking the Narcissist in Your Life   Yellow rocking is how you communicate with a narcissist. Based on the grey rock method, it is oh so much more. Indeed, yellow rocking is a lifestyle, one that is necessary if […]

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Betrayal Trauma and Post-Betrayal Syndrome

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Betrayal Trauma and Post-Betrayal Syndrome If you have been betrayed by someone close to you, it behooves you to understand betrayal trauma and post-betrayal syndrome. Betrayal results in anger, resentment, and a loss of trust, but so much more. Afterw...

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Mitigations for the Mitigatable Retirement-Specific Risks

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What are the Mitigatable Retirement-Specific Risks? So, what are the mitigatable Retirement-Specific risks? We have looked a little at which risks are worth mitigating in retirement.  Then there is the how. How do you mitigate those retirement-spe...

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Sources of Income in Retirement

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Sources of Income in Retirement What are the sources of income in retirement? Let’s develop a semi-comprehensive list and discuss when you might access each.   Retirement accounts IRAs and 401k plans represent the largest bucket of savings f...

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Stocks are Riskier the Longer you Hold Them

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The Fallacy of Time Diversification   People say that stocks are less risky with time. Is that true? Actually, stocks are riskier the longer you hold them. Sure, we understand if you need the cash soon, don’t invest in stocks. […]

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The surprising answer: are stocks or bonds riskier?

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Where to take Investment Risks   Should I take risk in my stocks or bonds? When constructing your portfolio, where do you take investment risk? Do you “gamble” in your stocks or your bonds? Wait, which one is low risk? &#16...

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Never sell low

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Never Sell Low   Never sell low! If you can avoid selling low—as a buy-and-hold investor—you will do quite well in the long run. Why do people sell low? Well, what about having the wrong mix of stocks and bonds? […]

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Outcome Bias and Investing

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How to Choose your Results When Investing     How would you like to choose your results when investing? As it turns out, we all do! It is a common bias called the outcome bias. Also known as “resulting,” the […]

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