About a year ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit (or loss.) We used a chunk of the mortgage to fund moving expenses and to acquire all of the typical home accoutrements, put solar on our […]

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Earlier this summer I found myself in need of $75,000 in cash that I didn’t have. Finding $75,000 in a tax-friendly / investment-friendly / retirement friendly way created some cash flow adventures. Cash Flow Adventures (in early retirement) Many years ago I shared an example of Cash Flow Management in Early Retirement but recent adventures are […]

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“Is home equity included in net worth when calculating a retirement budget?” “Is having a mortgage in retirement risky?” “Was it a good idea for you (Go Curry Cracker) to get a mortgage?” These questions (and others of a similar genre) are amongst the more popular we have received over the years. (Even more so […]

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Prior to this time a year ago, I had never purchased lumber in my life. But then I walked into one of those big box home improvement stores to purchase some outdoor furniture for the deck and the pool, and I was blown away by how poorly all of that stuff was made. And they […]

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Cash flow is kind of important, in (early) retirement as in life. No cash flow, no nuthin’ – can’t pay the bills, can’t buy the things, can’t do the stuff. A couple common cash flow challenges in early retirement involve: wanting to spend retirement account income before age 59.5 (you have the funds, it’s just […]

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We are coming up on a year of living in California and are now largely accustomed to this new lifestyle. We have our routines and most things are on autopilot, including our spending. With our big move I had framed out a rough budget and recently reviewed our expenses to make sure it was at […]

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We live in interesting times – prices are up, the market is down, life’s necessities are often not available at any price, and even gasoline is at “all-time highs” (if you ignore inflation)… So it is no wonder that people are concerned. I’ve been asked the question numerous times, “Is early retirement doomed? Is this […]

The post Inflation Pontification appeared first on Go Curry Cracker!.

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We have been living off our portfolio since late 2012 (9+ years.) Our lifestyle (and budget) has undergone some pretty drastic changes in that time, but for the most part the portfolio resembles its younger (much smaller) self. Let’s explore what is different, and why. (Cuz there are some BIG changes.) GCC Asset Allocation As […]

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Awhile back I read a pretty savvy blog post about how to travel to Hawaii for free or nearly free. I decided to give it a go myself, and what do you know… it worked! Thanks to some travel hacking, we paid next to nothing for our flights and hotel, and even got an upgrade […]

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Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the […]

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Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s […]

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Using fewer fossil fuels is a goal that is increasingly popular. And it certainly helps if it is a financial benefit as well. We have mostly weaned ourselves off of oil for transportation – We have an EV that is fueled largely from hydroelectric and other renewable sources. Our electric cargo bike has reduced car mileage […]

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Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s […]

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