CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Last month, American Express began offering a […]

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Hello Go Curry Cracker readers, I’ve been a fan of Ted Talks for as long as I can remember… and now I get to give one! This Saturday, January 21st, I will be speaking at TedXFolsom, a regional event in the Sacramento area. I met with the TedXFolsom Executive Director recently to discuss my topic. […]

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From the inbox (paraphrased): “Our portfolio is down and prices are up. This has caused some anxiety in our household, and I’ve considered going back to work (even just part time.) I think more income will help with cash flow and reduce worry… but I’m concerned that I will feel like I failed at early […]

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Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the […]

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“Would you do anything differently if you were retiring in today’s economic environment?” “What do you think of the 4% rule for people planning to retire soon?” Let’s go through both of those questions. If I Were Retiring Early Today… Loosely and nominally, the SP500 is down 15% YTD and 20% over the past 12 […]

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This month we reached our 10-year anniversary of early “retirement” It’s been a fun ride. To celebrate, ask me anything in the comments. Life, money, politics, curiosities…. whatever. See our FAQ and Reddit AMA for inspiration. To get things started, here are 10 observations I’ve made along the way. 10 Observations from 10 Years of […]

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About a year ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit (or loss.) We used a chunk of the mortgage to fund moving expenses and to acquire all of the typical home accoutrements, put solar on our […]

The post Investing our Mortgage – 1-Year Update appeared first on Go Curry Cracker!.

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, […]

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Earlier this summer I found myself in need of $75,000 in cash that I didn’t have. Finding $75,000 in a tax-friendly / investment-friendly / retirement friendly way created some cash flow adventures. Cash Flow Adventures (in early retirement) Many years ago I shared an example of Cash Flow Management in Early Retirement but recent adventures are […]

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“Is home equity included in net worth when calculating a retirement budget?” “Is having a mortgage in retirement risky?” “Was it a good idea for you (Go Curry Cracker) to get a mortgage?” These questions (and others of a similar genre) are amongst the more popular we have received over the years. (Even more so […]

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Prior to this time a year ago, I had never purchased lumber in my life. But then I walked into one of those big box home improvement stores to purchase some outdoor furniture for the deck and the pool, and I was blown away by how poorly all of that stuff was made. And they […]

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Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the […]

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Cash flow is kind of important, in (early) retirement as in life. No cash flow, no nuthin’ – can’t pay the bills, can’t buy the things, can’t do the stuff. A couple common cash flow challenges in early retirement involve: wanting to spend retirement account income before age 59.5 (you have the funds, it’s just […]

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We are coming up on a year of living in California and are now largely accustomed to this new lifestyle. We have our routines and most things are on autopilot, including our spending. With our big move I had framed out a rough budget and recently reviewed our expenses to make sure it was at […]

The post Our California Dreamin’ Budget appeared first on Go Curry Cracker!.

We live in interesting times – prices are up, the market is down, life’s necessities are often not available at any price, and even gasoline is at “all-time highs” (if you ignore inflation)… So it is no wonder that people are concerned. I’ve been asked the question numerous times, “Is early retirement doomed? Is this […]

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Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the […]

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