Easy AMEX Points with a Business Checking Account

CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Last month, American Express began offering a […]

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Announcement: GCC@TedX

Hello Go Curry Cracker readers, I’ve been a fan of Ted Talks for as long as I can remember… and now I get to give one! This Saturday, January 21st, I will be speaking at TedXFolsom, a regional event in the Sacramento area. I met with the TedXFolsom Executive Director recently to discuss my topic. […]

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Failing at Early Retirement

From the inbox (paraphrased): “Our portfolio is down and prices are up. This has caused some anxiety in our household, and I’ve considered going back to work (even just part time.) I think more income will help with cash flow and reduce worry… but I’m concerned that I will feel like I failed at early […]

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Geographic Arbitrage Wins Again

(GCC: Over the years I haven’t been shy about how my favorite part of this little blog is the opportunity to have a positive impact on the lives of others. Now, the only thing even better than _that_ is when somebody takes an idea or concept and just… runs with it. Embrace and Extend! That […]

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Free Money from Fidelity – Act Fast!

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If I Were Retiring Early Today…

“Would you do anything differently if you were retiring in today’s economic environment?” “What do you think of the 4% rule for people planning to retire soon?” Let’s go through both of those questions. If I Were Retiring Early Today… Loosely and nominally, the SP500 is down 15% YTD and 20% over the past 12 […]

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10 Years of Early Retirement – Ask Me Anything

This month we reached our 10-year anniversary of early “retirement” It’s been a fun ride. To celebrate, ask me anything in the comments. Life, money, politics, curiosities…. whatever. See our FAQ and Reddit AMA for inspiration. To get things started, here are 10 observations I’ve made along the way. 10 Observations from 10 Years of […]

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Why I Absolutely Do Tax-Loss Harvest

Markets are down. Robo-advisors and savvy investors are tax-loss harvesting. But me? I had no intention of doing so. Thankfully, two Go Curry Cracker readers correctly pointed out I was wrong to not tax-loss harvest. Yes, I absolutely am tax-loss harvesting and loving it. (Thanks!) Tax-loss Harvesting First – What is tax-loss harvesting? A (very) […]

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Investing our Mortgage – 1-Year Update

About a year ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit (or loss.) We used a chunk of the mortgage to fund moving expenses and to acquire all of the typical home accoutrements, put solar on our […]

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Award Travel Series – Disneyland

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Cash Flow Adventures

Earlier this summer I found myself in need of $75,000 in cash that I didn’t have. Finding $75,000 in a tax-friendly / investment-friendly / retirement friendly way created some cash flow adventures. Cash Flow Adventures (in early retirement) Many years ago I shared an example of Cash Flow Management in Early Retirement but recent adventures are […]

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Mortgages, Home Equity, and Retirement Spending

“Is home equity included in net worth when calculating a retirement budget?” “Is having a mortgage in retirement risky?” “Was it a good idea for you (Go Curry Cracker) to get a mortgage?” These questions (and others of a similar genre) are amongst the more popular we have received over the years. (Even more so […]

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Working With Wood

Prior to this time a year ago, I had never purchased lumber in my life. But then I walked into one of those big box home improvement stores to purchase some outdoor furniture for the deck and the pool, and I was blown away by how poorly all of that stuff was made. And they […]

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A Coastal Road Trip

Road trips are fun. We recently returned from a 500-mile route in the EV and a great time was had by all. We spent 5-days / 4-nights on the road, visited an aquarium, an amusement park, and a few beaches, and had some delicious sushi and greek cuisine. Travel hacking was involved, naturally. All 4 […]

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How I Borrowed Over $250,000 at 0% Interest

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Accessing Airport Lounges and Restaurants for Free with Priority Pass

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Legal Money Laundering

Cash flow is kind of important, in (early) retirement as in life. No cash flow, no nuthin’ – can’t pay the bills, can’t buy the things, can’t do the stuff. A couple common cash flow challenges in early retirement involve: wanting to spend retirement account income before age 59.5 (you have the funds, it’s just […]

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Our California Dreamin’ Budget

We are coming up on a year of living in California and are now largely accustomed to this new lifestyle. We have our routines and most things are on autopilot, including our spending. With our big move I had framed out a rough budget and recently reviewed our expenses to make sure it was at […]

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Inflation Pontification

We live in interesting times – prices are up, the market is down, life’s necessities are often not available at any price, and even gasoline is at “all-time highs” (if you ignore inflation)… So it is no wonder that people are concerned. I’ve been asked the question numerous times, “Is early retirement doomed? Is this […]

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How and When to Close Credit Cards

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the […]

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