Fun Money Hacks I Have Done Recently

I have a hobby I enjoy called saving money. It doesn’t take much time and can even help fund my other hobbies. The short version is – if I’m going to spend money anyway and 5 minutes of effort will reduce the cost, I might as well do it. Here are a few recent examples. […]

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Why Early Social Security Provides the Greatest Spousal Benefit

Social Security includes a spousal benefit, in which the lower earner is able to take the greater of their own SS income or up to 50% of their spouses’. Upon death of the higher earner, the lower earner assumes the higher earner’s benefit (replacing their own.) A survivor benefit. Because of these spousal and survivor […]

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Why I Plan to Collect Social Security as Early as Possible

There is no shortage of reading material if you wish to determine “The best time to collect social security.” The vast majority conclude that it is best to wait as long as possible because the monthly income will be higher. Delayed social security income is larger than early social security income, and More is MORE! […]

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Playing the Spread with 0% credit card offers

Borrow money at 0%. Invest at 5%+ guaranteed. Profit. Playing the Spread with 0% credit card offers Paying off credit cards each and every month is important and smart. Unless of course the spread between the risk-free investment rate and the credit card borrowing rate is large, as it is presently. This summer our physical […]

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Investing our Mortgage – 2 year update

A couple years ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit. We used a chunk of the mortgage to fund moving expenses and to acquire all of the typical home accoutrements, put solar on our roof, and pay […]

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Getting Lucky

Luck. What is it exactly? Per the Oxford Languages Dictionary, luck is “success or failure apparently brought by chance rather than through one’s own actions.” It was recently suggested that we may have been the beneficiaries of luck, which is why we are able to enjoy the lifestyle to which we have become accustomed. And […]

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GCC Asset Allocation 2023

We have been living off our portfolio since late 2012 (~11 years.) Life has evolved substantially in that time – we started as 2 carefree kids exploring the globe. Now we have 2 carefree kids and live in the suburbs. Our core portfolio, on the other hand, has remained largely consistent… with the exception of […]

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Big Spending, Little Income

When you work for a living it is important to live within your means. Every budget and finance tool available will scream at you if spending exceeds income. In retirement, it is also important to live within your means. But your means is no longer tied to income. In fact, there is zero relationship between […]

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Go Curry Cracker 2022 Taxes

2022 was our first full year back in the United States, which means we were fully in the crosshairs of the 3 US tax systems: Federal, State, and ACA. One might think this would result in a large tax burden. But no. Although the incentives have certainly changed. The Go Curry Cracker 2022 Taxes Executive […]

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Reflections of 2022 – Adjusting to Life in the US

Every year I write a summary of our life and expenses, with the exception of last year / 2021 (because apparently I forgot.) 2022 was our 10th full year of unconventional living – we traveled some (Hawaii, California coast, Yosemite, Tahoe Thanksgiving, Disneyland), Winnie grew a ton of food and flowers, I built some stuff […]

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Go Curry Cracker TedX Speech is Live

On January 21, 2023, at a regional TedX event, I discussed the simple and repeatable steps we took to enable our early retirement. That short speech is now live on the TedX Talks YouTube channel, linked below for easy viewing. If you enjoy it, please share and like/comment on the YouTube channel. Thank you Jeremy […]

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Retiring from Retirement

“Hi Jeremy, you haven’t posted anything for awhile, everything OK? How’s the family?” We are good! Wow, time flies by… I guess it has been awhile since I have been on the computer. Holy cow it is April! We have been really busy… because I am Retiring from Retirement. Retiring from Retirement I left the […]

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Resort Report: Point Grace Resort, Turks & Caicos

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the […]

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Easy AMEX Points with a Business Checking Account

CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Last month, American Express began offering a […]

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Announcement: GCC@TedX

Hello Go Curry Cracker readers, I’ve been a fan of Ted Talks for as long as I can remember… and now I get to give one! This Saturday, January 21st, I will be speaking at TedXFolsom, a regional event in the Sacramento area. I met with the TedXFolsom Executive Director recently to discuss my topic. […]

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Failing at Early Retirement

From the inbox (paraphrased): “Our portfolio is down and prices are up. This has caused some anxiety in our household, and I’ve considered going back to work (even just part time.) I think more income will help with cash flow and reduce worry… but I’m concerned that I will feel like I failed at early […]

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Geographic Arbitrage Wins Again

(GCC: Over the years I haven’t been shy about how my favorite part of this little blog is the opportunity to have a positive impact on the lives of others. Now, the only thing even better than _that_ is when somebody takes an idea or concept and just… runs with it. Embrace and Extend! That […]

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Free Money from Fidelity – Act Fast!

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If I Were Retiring Early Today…

“Would you do anything differently if you were retiring in today’s economic environment?” “What do you think of the 4% rule for people planning to retire soon?” Let’s go through both of those questions. If I Were Retiring Early Today… Loosely and nominally, the SP500 is down 15% YTD and 20% over the past 12 […]

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10 Years of Early Retirement – Ask Me Anything

This month we reached our 10-year anniversary of early “retirement” It’s been a fun ride. To celebrate, ask me anything in the comments. Life, money, politics, curiosities…. whatever. See our FAQ and Reddit AMA for inspiration. To get things started, here are 10 observations I’ve made along the way. 10 Observations from 10 Years of […]

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