This Is Your Pension On Inflation

In other words, even in the scenario with the largest pension, once Don's pension starts, it goes from covering all the family's retirement spending to roughly one-third by the 49th year. That's a giant swing downward due to inflation! The post This Is...

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The Pension Couch: Replacing Pension Income

If I leave now, how much would I have to save each month for the next six years to replace the difference I am losing? The post The Pension Couch: Replacing Pension Income appeared first on The Golden Albatross.

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The Pension Series (Part 31): Grumpus Maximization

Pension Maximization Part Deux This post is a direct continuation of Pension Series Part 30. In that article, I introduced my general framework for maximizing your defined benefit (DB) pension, which I call Grumpus Maximization. I also walked through t...

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The Pension Series (Part 30): Pension Maximization

Pension maximization ensures your pension's positive impact in retirement is as significant as possible. You maximize your pension by taking active steps during your pensionable career. The post The Pension Series (Part 30): Pension Maximization appea...

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The Pension Couch: A Lump-Sum Offer Mystery

The wild card that makes this article different from my other lump-sum articles is that her lump-sum offer was from what's known as a church pension plan (aka church plan). The post The Pension Couch: A Lump-Sum Offer Mystery appeared first on The Gold...

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The Pension Couch: Pension Roll-Over Questions

Most of the questions were life planning questions disguised as "run the numbers" questions. And, I was OK with that. The post The Pension Couch: Pension Roll-Over Questions appeared first on The Golden Albatross.

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The Pension Couch: 8 More Years

If pension money is just a tool, then it's up to each pensioner to determine that tool's purpose. The post The Pension Couch: 8 More Years appeared first on The Golden Albatross.

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18 Months of Kiwiarbitrage

Fear of missing out on a better exchange rate is just like the fear of missing out on a better stock price! The post 18 Months of Kiwiarbitrage appeared first on The Golden Albatross.

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The Pension Series (Part 26): Continuance Commitment

Suppose you decided to stay for the pension. In that case, you need to be honest with yourself because you are now a high continuance commitment employee. The post The Pension Series (Part 26): Continuance Commitment appeared first on The Golden Albat...

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The Pension Series (Part 25): Pension Design

As either a current pensionable employee or a soon-to-be retiree, it behooves you to examine your pension plan's design and determine its generosity level. Breaking it down by its design elements will help you make a better informed Golden Albatross de...

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6 Lessons From 18 Months as a Pensioner

Back in Time Wow! Where did the time go? I blinked, and my first year-and-a-half as a pensioner flew by. Before you start laughing about my use of the term “pensioner,” I’m aware that in many parts of the world, “old age” ...

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Guest Post: How to Optimally Ruin All Your Plans

I’ve said it before, and I’ll say it again, my kids are going to community college! And only after a year of some type of service. Now, let me tell you about how great my oldest is doing in her SUNY program…… The post Guest Post: How to Optimally Ruin ...

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