Interchange fees are one of the hidden costs of using your credit or debit card. But they impact your purchase from beginning to end. Find out more about interchange fees, when you can avoid paying them, and how they should be regulated based on your n...
Was your bank account suddenly closed? Don’t panic. Many banking customers have found themselves in similar situations. Account closures can happen for various reasons, and understanding why can save you a lot of frustration and inconvenience. The post...
Dive into the details of the Southwest Rapid Rewards Priority Card. Learn about its sign-up bonus, rewards earning rate, benefits, and more. The post Southwest Rapid Rewards Priority Credit Card Review appeared first on Money Crashers.
Japan, Germany, and the United Kingdom all have postal banks. Why doesn't the United States? Actually, we did back in the early 20th century, but the idea never really took off. Maybe, just maybe, its time has come again. The post Postal Banking in the...
Some argue that partially repealing the Dodd-Frank Act set the stage for the failure of Silicon Valley Bank and a handful of other big regional banks in 2023. The truth is more complicated — and more interesting. The post Partial Dodd-Frank Act Repeal ...
The United Gateway Credit Card is a rare airline card with no annual fee. As you might expect, it comes with fewer benefits than its more expensive competitors. Should you bother applying for it? Read this review to find out. The post United Gateway℠ C...
You can still find free checking accounts these days if you know where to look, but truly free checking accounts are in short supply at big banks like Wells Fargo and Chase. So the fact that the Chase Total Checking® makes it relatively easy to waive i...
The United Quest Card occupies a middle ground somewhere between the top-end United Club Card and the entry-level United Explorer Card. It makes sense for frequent United flyers who like airline perks but balk at the Club Card’s annual fee. Is it right...
Older homes tend to feature a charm and character you just can’t find in new construction homes. But they also offer their share of problems. If you’re considering buying an older home, read on to learn the problems you might encounter, how to solve th...
Need a new bank account? Don't care for bells and whistles? Under 25? If that sounds like you, the BMO Harris Smart Money Account could be right for you. Just understand that "no frills" really does mean "no frills." The post BMO Harris Smart Money™ Ac...
Thanks to widespread manipulation, the all-important benchmark rate known as Libor is out. SOFR is in. Find out how it improves on its predecessor and learn its potential areas for concern. The post SOFR — What Is the Secured Overnight Financing Rate? ...
If you’re building credit or recovering from bankruptcy, a secured credit card like the U.S. Bank Secured Visa Card could be right for you. But before you apply, understand what you’re getting into: the good, the bad, and the confusing. The post U.S. B...
Getting your first credit card is exciting. You start to picture yourself cashing in all those sweet, sweet rewards points. But if your credit history doesn’t meet the requirements for approval, there are options to help you secure a credit card and st...
Not all jobs require extensive experience or years of postsecondary education (and its attendant student loan debt). Some entry-level jobs pay quite well, and many offer paid on-the-job training or apprenticeships too. Using data compiled by the Bureau...
Relocating is an overwhelming prospect, even when the move is entirely voluntary. It’s that much more intense when you’re up against a deadline, like your first day at a new job or the start of the school year. Few endeavors demand as many rapid-fire d...
Southwest and Chase offer five different Rapid Rewards credit cards: three for consumers and two for small business owners. This is the top-of-the-line small business card with the most benefits, and the highest annual fee. Is it right for you? The pos...
Looking for a free checking account? The BMO Harris Smart Advantage Account is just that, and it offers an enticing sign-up bonus for new customers. Find out what else to expect from this no-nonsense account. The post BMO Harris Smart Advantage™ Accoun...
This credit card offers small business owners a strong 3% cash back on purchases from select categories, introductory financing, and strong new account bonus. And it has no annual fee. So what’s the catch? The post U.S. Bank Triple Cash Rewards Visa® B...
Your transaction seems to be taking forever to process as the line at the register grows behind you. The terminal emits a loud beep and that dreaded word, “declined,” appears on the screen. Now what? The post Why Was My Credit Card Declined? — Reasons ...
The Bank of America Travel Rewards Credit Card for Students is better than your typical student credit card. But does that mean it's right for your college spending needs? The post Bank of America® Travel Rewards Credit Card for Students Review appeare...