As folks who wanted to retire early a big emphasis of our plan was reducing expenses so our money would last longer. While we prepared to retire we crunched our budget every which way to Sunday. We found ways to cut our spending on food, housing, gifts...
We hope everyone has had a safe and wonderful holiday season! We’re wrapping up 2022 by celebrating the many places we visited this year: Big Bend, San Juan, Spain, Germany, Austria, Iceland, Colorado, The Dakotas, The Maldives, Doha, and Califor...
It’s a strange time. War. Inflation. Recession. This is reflected in the stock market: However, I also think this is probably a great time to retire. Hear me out. Everything Is Cyclical Before I liberated myself from formal work back in 2017, I f...
We’re convinced that when people share their money stories and dive into the emotional side of personal finance that’s a good thing. And that’s why we started our Talking Money series, to make room for others to share their stories. We’re all...
Good morning! So here’s something interesting – I haven’t made any real money for the past 6 months! And even wilder – I haven’t even...
Below are the main tax planning items for the year 2022 as I see them. Of course, this is educational information for the reader, and not tax advice directed toward any particular individual. The first two tax loss harvesting items are particularly un...
On November 1st, Dragon Guy completed year three of early retirement! He quit his job in 2019 after 20 years of working in the finance industry. These past 12 months we really upped our travel — being away from home for over 100 nights and &...
During a recent Econome Encore presentation, a questioner asked a question that caused me to do a double take: Do Roth conversions create MAGI (modified adjusted gross income) for purposes of determining whether someone exceeds the MAGI thresholds to m...
This week I’m on episodes of The Stacking Benjamins Show and the Earn & Invest podcast talking about taxes, retirement savings, and my new book, Solo 401(k): The Solopreneur’s Retirement Account. I’ve also recently recorded, and w...
This month we took an 11 day trip to the Maldives and Doha, Qatar. It was a dream trip for Dragon Guy, as we redeemed American Airlines miles and flew business class on Qatar Airways. MALDIVES AND DOHA We redeemed American Airlines miles and flew ...
My main goal* was to build an investment and cash portfolio of $1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in 1500 days**, starting from 1/1/2013 and ending in February of 2017. I made my goal in 2016, my 1500 Days are over,...
[Hey guys! Re-sharing this post from I Dream of FIRE back in the day because not only is it just damn good, but it’s also...
[Hi guys! Thought we’d change it up today and drop my *personal newsletter* here so you can get an idea of what they look like…...
As September was wrapping up I realized the anniversary of when I quit my last job had just slid by again. Since I don’t celebrate that day every year I had to check some notes to remind myself of exactly when that was. My last day as an employee was S...
Morning! A TON of new projects and courses have just dropped on the scene, so I thought I’d cobble them all together here in case...
In March 2022, we took our first international trip since the pandemic began. We flew into Madrid, Spain and visited five cities over a three week timeframe: Granada, Sevilla, Córdoba (day trip), Toledo, and Madrid. I will wrap up our Spain journey by...
In March 2022, we took our first international trip since the pandemic began. We flew into Madrid, Spain and visited five cities over a three week timeframe: Granada, Sevilla, Córdoba (day trip), Toledo, and Madrid. In this post, I will review the act...
These are the slides for my presentation at CampFI in Julian, CA on October 8, 2022. FI Tax Guy can be your financial planner! Find out more by visiting mullaneyfinancial.com Follow me on Twitter at @SeanMoneyandTax This post is for entertain...
This month we took a 11 night trip to the Dakotas (plus Wyoming, Nebraska, and Colorado). Originally, we weren’t planning on traveling this month, but at the last minute, Dragon Gal decided she had cabin fever. Dragon Guy was able to resurrect a discar...
Last December we gathered in Arizona with family to celebrate the holidays and swapped names for a simple gift exchange. That worked great for me and Ali since we aren’t into buying mountains of presents to stick under a tree. We picked one person to b...