Reviewing the Retirement Planning Guidebook, Part 1 – RISA Profiles and the Funded Ratio

Last December we gathered in Arizona with family to celebrate the holidays and swapped names for a simple gift exchange. That worked great for me and Ali since we aren’t into buying mountains of presents to stick under a tree. We picked one person to b...

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Grandparents Gifting Money to Grandkids

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How should Grandparents Give Money to Grandkids? How can grandparents give money to their grandkids? How nice of you to ask! Let’s start with tax-free giving and go from there! How Much Money Can a Grandparent give a Grandchild Tax-Free? […]

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Talking Money with Tom, the Frugal Gay

We’re convinced that when people share their money stories and dive into the emotional side of personal finance that’s a good thing. And that’s why we started our Talking Money series, to make room for others to share their stories. We’re all...

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An Ebike Could Be The Best Investment You Ever Make

If you’re involved in the financial independence community, you’re probably someone that’s willing to think outside the box. You have to be willing to do this when you think about it. After all, we’re trying to do something that...

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Sevilla, Spain and the Royal Palace of Naboo

In March 2022, we took our first international trip since the pandemic began.  We flew into Madrid, Spain and visited five cities over a three week timeframe: Granada, Sevilla, Córdoba (day trip), Toledo, and Madrid. In this post I will review the week...

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August 2022 Early Retirement Update

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Time for a look back at what we were up to last month! We started the month of August in the city of Eger in the east of Hungary. Once our weeklong stay in Eger wrapped up, we headed west to Budapest where our 2 month European vacation would end after ...

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Early Retired Life – 08.22 – Colorado Roadtrip

This month, we took a Colorado roadtrip to Denver to visit family.  We spent two nights on the road each way instead of one – we like to drive no more than 6 hours or so a day. We spent a total of 12 nights … The post Early Retired Life &#82...

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Quiet Quitting in Medicine

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Quiet Quitting in Medicine     Quiet quitting in medicine is topical given epidemic levels of burnout in physicians. While burnout is increasingly discussed, quiet quitting in medicine offers a new spin. Though perhaps a paradox or a contradi...

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2022 Mid Year Dragon Update: Goals and Expenses

Earlier this year we published our 2022 goals for the year and our 2022 expense budget.  Now it’s time for our mid-year review of both our goals and our finances!   2022 DRAGON GOALS UPDATE Using the stop light as our inspiration, we’ve used a col...

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ACA Tax Credits or Roth Conversions?

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Choosing between Premium ACA Tax Credits and Roth Conversions Health care is perhaps the most challenging decision in early retirement. Health care insurance is expensive, yet, the risk of inadequate coverage is potentially devastating. For an early re...

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Hey! Wanna Stay in Portugal for a Month for Free?

We got an exciting message from some FIRE friends who moved from the USA to Portugal this year. Their message came out of the blue in WhatsApp asking if we’d be open to pet and house sitting in Lisbon! Alison and I read that first message and the...

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Early Retired Life – 07.22 – Learning Together

We were home for the entire month of July.  The crazy hot temperatures have worn us down.  Thankfully we have been able to enjoy our neighborhood swimming pool a few times a week.  In July we kept busy by learning together through different projects. T...

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The Honeymoon Phase of Early Retirement

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The Honeymoon Phase of Early Retirement     The first several months of early retirement are the honeymoon phase. While it can be a little different for each early retiree, once you finally “break the chains,” there is a sequenc...

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