Thanks to the Affordable Care Act aka Obamacare, the health insurance options available to us are standardized. It definitely makes it easier to compare and contrast. And thanks to a series of somewhat dated yet excellent blog posts (e.g. Obamacare Optimization in Early Retirement and Obamacare Optimization vs Tax Minimization) I have a clear understanding of […]

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Many of us have a bad habit of talking about and thinking about risk in entirely the wrong way. There's no perfectly safe way to go through life, and that's true with our money and true with everything else, too. There's rarely a safe option and a risk...